Is it Safe to Retire in a Bear Market?

Henry Montag, CFP, CLTC | October 3rd, 2008

Not only is it possible to retire in a Bear Market but its possible to guarantee that your investment will NOT lose value despite what may or may not occur in the stock market the credit market regardless of Inflation or which way interest rates go.
In addition one has the opportunity to participate in the growth of say the S&P or another similar index. will not realize all of the growth as it is subject to various preset caps. But who cares as long as you cant lose in a down market and can only gain in a bull market.
How can all of the above be achieved with absolutely no up front sales charges…. Its called an Equity Indexed Annuity and its popularity is quickly making this an extremely popular investment vehicle for the retiree or soon to be retiree who doesn’t need to make a killing as long as they keep up with inflation net of taxes.
For more info you can contact your Financial advisor or feel free to contact us for additional Info .
Henry MontagCFP.

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Tags: bear market, financial advisor, henry montag, retire early, retirement

About the Author: Henry Montag is an Independent Certified Financial Planner as well as a CLTC. He’s been in practice since 1976 with offices on Long Island, New York. He is a contributing writer for The Moneypaper, a national financial publication, been my sourced by Investors business Daily, Long Island Business News, Newsday, Wall St Journal, The Moneypaper,Investment News, Senior Lifestyles and has held insurance and securities licenses for over thirty years.

This entry was posted on Friday, October 3rd, 2008 at 7:43 am and is filed under Personal Finance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.