Henry Montag, CFP, CLTC |
June 15th, 2009
The use of “Indexed annuities” as an Investment vehicle have grown significantly over the last 9 months primarily due to their ability of providing the annuitant an opportunity to participate in a portion of the growth of the stock or Bond Market , while issuing an Ironclad guarantee against the loss of any principal when held to maturity.
However the one drawback to this type of investment has been its lack of liquidity and loss of control over
Lee Rosenberg, CFP |
April 27th, 2009
In this volatile economic climate, the decision to invest in stocks vs. bonds feels like a good cop/bad cop routine. Which one do you trust? At the moment, bonds and bond funds do represent a good alternative to stocks, offering income, stability and less volatility, although they do have their own market fluctuations. Bonds and bond funds, known as fixed income investments, also have their own risk ratings and rates of return.
Here is a quick look at the major fixed income categories:
Multisector bond fund: This is a mutual fund that invests in a variety of bonds in one allocation, allowing the
