Posts Tagged ‘interest rates’

The Lowdown on Low Interest Rates: Look at Your Real Return

Lee Rosenberg, CFP | May 22nd, 2009

How you view this recent economic fallout has more to do with age than people suspect. My younger clients, even those dealing with job losses and high mortgage and tuition payments, have confidence in a market rebound. Though they are distressed about the big dent in their portfolios, time is on their side. It is my older, retired clients, who are struggling, not just because they may live on fixed incomes or fear outliving their money. This generation has ridden one of the longest financial waves in our country’s  


A Quick Look at Bonds and Bond Funds: Low Interest Rates Are Driving This Train

Lee Rosenberg, CFP | April 27th, 2009

In this volatile economic climate, the decision to invest in stocks vs. bonds feels like a good cop/bad cop routine. Which one do you trust? At the moment, bonds and bond funds do represent a good alternative to stocks, offering income, stability and less volatility, although they do have their own market fluctuations. Bonds and bond funds, known as fixed income investments, also have their own risk ratings and rates of return.

Here is a quick look at the major fixed income categories:

Multisector bond fund: This is a mutual fund that invests in a variety of bonds in one allocation, allowing the  


Three things you don’t know about the current mortgage situation

Frank Cutrone | February 12th, 2009

It is a time to buy, time to save, and a time to stimulate the economy!  Buy and save sounds like an oxymoron doesn’t it?  But it’s not in this case.  Right now we are seeing bottom home sale price opportunities while seeing very low interest rates! In the past we have benefited from low interest rates