Lee Rosenberg, CFP |
July 13th, 2009
As you attempt to build your financial life over the coming months and years, consider that if you are not working with a trusted financial advisor, you should make this priority number one. I have been a certified financial planner for the past thirty years and have always reminded clients that good financial advice doesn’t cost, it pays in more measurable ways than you can imagine.
But today, never has this been more true. Given the current world financial collapse, it has been the watershed event that proves that no one
Henry Montag, CFP, CLTC |
July 6th, 2009
There’s no such thing as a perfect investment but if there were it would look a little like this.
It would be extremely safe and secure with very little chance of losing any of your principal. There would be Govt Guarantees to insure that your money would be returned. Remember in today’s investment environment the return OF your money is as important if not more than the return ON your money.
Henry Montag, CFP, CLTC |
May 26th, 2009
Many investors have rightfully asked Is this the beginning of a bull market rally or just a bounce from the devastation weve sufferred over the last 9 months. Do we first have to retest the November 08 lows or did the March 09 lows already do that?
Theres perhaps nothing worse for ones confidence whether youre an investor or an advisor to have lost
20, 30 ,even 40% of your investments or more over the last year and then to get back into the market only to have it trick you again with a new bear market correction.
So what can we do to protect ourselves and the money we have left from further losses. Some people say
Lee Rosenberg, CFP |
May 18th, 2009
Guaranteed income for life sounds like one of those grand prize for a contest that one person wins and everyone else dreams about. But there is an investment that offers such a thing, and under the right circumstances, it can be a winning strategy. It’s called an immediate fixed annuity, or income annuity, and it works like this: buy a one-time premium from an insurance company, and in return, get a guaranteed
Zack Rosenberg |
May 8th, 2009

wayne wilderson effect
With stock prices hitting rock bottom, I keep thinking it’s now or never to jump into the market. Question is for a newbie, what’s a good strategy for picking stocks? Is it any different than walking into a casino or going to a race track and having a feeling about a lonely slot machine or a horse with a name you like? I’ve been asking around for advice and in the process, noticed a pattern I’m calling the Wayne Wilderson effect. What is that? Hang in there and I’ll tell you.
Lee Rosenberg, CFP |
March 13th, 2009
When it comes to making deposits into a 403b or 401k, a typical investor goes on auto-pilot. They make the same decision they did the previous month or quarter, assuming that it’s safer to stick to an old game plan rather than explore new opportunities. But if we have learned anything from this market volatility, it is that to insure growth, you must be proactive, assess your risk tolerance and focus on long term goals.
The first step in accomplishing all of this is to understand your mindset. When making a deposit, are you only thinking about buying the safest investments and parking the money until you have more confidence in the market? Or, or are you an opportunist who is willing to look for the greatest values, knowing that your