can a person aged 60-85 that has had various medical problems ranging from high blood pressure heart disease osteo-arthritis diabetes and even cancer still obtain life insurance or long term care care insurance?
The answer is yes depending on which insurance company an application is turned into.

Often times I hear the following questions from the 30-40% of the into one of the following 2 categories:

THOSE THAT HAVE ALREADY APPLIED FOR COVERAGE  AND BEEN TURNED DOWN