Before our economic woes got our undivided attention, one of the greatest fantasies for employees and business owners was the idea of being able to take early retirement. But with the staggering unemployment numbers, it means that for far too many, early retirement has become a forced retirement.
If you are one of the millions of Americans trying to get back into the job market or back into businesses,
When it comes to making deposits into a 403b or 401k, a typical investor goes on auto-pilot. They make the same decision they did the previous month or quarter, assuming that it’s safer to stick to an old game plan rather than explore new opportunities. But if we have learned anything from this market volatility, it is that to insure growth, you must be proactive, assess your risk tolerance and focus on long term goals.
The first step in accomplishing all of this is to understand your mindset. When making a deposit, are you only thinking about buying the safest investments and parking the money until you have more confidence in the market? Or, or are you an opportunist who is willing to look for the greatest values, knowing that your
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