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I keep hearing from clients that the stimulus package sounds great in concept, but what is in it for them? All of the media attention is focused on bailing out the banks and big business, and I would have to agree that the news is dwelling on rescuing Wall Street and the like. But that being said, the stimulus plan does offer individuals and small businesses more tax credits, reductions and incentives than any that I can remember in my lifetime.

Consider that in the package are tax credits for education, health care, housing and more. There is extended aid for the unemployed and generous concessions for retirees. The plan also includes job programs, debt  

The economy might be tough, but I believe the entrepreneurial spirit is tougher. Recently the news has paid an inordinate amount of attention to the plight of laid off workers who are desperately searching for new jobs. In previous periods of high unemployment, the banks were still relatively healthy and in a position to lend money, which fueled an increase in the number of small business start ups.