Henry Montag, CFP, CLTC |
June 15th, 2009
The use of “Indexed annuities” as an Investment vehicle have grown significantly over the last 9 months primarily due to their ability of providing the annuitant an opportunity to participate in a portion of the growth of the stock or Bond Market , while issuing an Ironclad guarantee against the loss of any principal when held to maturity.
However the one drawback to this type of investment has been its lack of liquidity and loss of control over
Henry Montag, CFP, CLTC |
May 26th, 2009
Many investors have rightfully asked Is this the beginning of a bull market rally or just a bounce from the devastation weve sufferred over the last 9 months. Do we first have to retest the November 08 lows or did the March 09 lows already do that?
Theres perhaps nothing worse for ones confidence whether youre an investor or an advisor to have lost
20, 30 ,even 40% of your investments or more over the last year and then to get back into the market only to have it trick you again with a new bear market correction.
So what can we do to protect ourselves and the money we have left from further losses. Some people say
Zack Rosenberg |
May 8th, 2009
wayne wilderson effect
With stock prices hitting rock bottom, I keep thinking it’s now or never to jump into the market. Question is for a newbie, what’s a good strategy for picking stocks? Is it any different than walking into a casino or going to a race track and having a feeling about a lonely slot machine or a horse with a name you like? I’ve been asking around for advice and in the process, noticed a pattern I’m calling the Wayne Wilderson effect. What is that? Hang in there and I’ll tell you.
Lee Rosenberg, CFP |
October 18th, 2008
Capitulation sounds like one of those SAT words you can immediately forget after the test, but with the recent economic crisis, it’s a good time to review the meaning. In financial terms, capitulation is when frightened investors lose faith in the market after a period of losses and decide to jump ship en masse. In other words, unable to stomach any further losses, they collectively sell in a panic and look for safer havens.
Lee Rosenberg, CFP |
October 8th, 2008
The recent volatility in the market is unsettling for everyone, but the repercussions for retirees and those who are close to retirement are much more dire because of the obvious time constraints. If you are in your sixties are older, you are likely facing some difficult financial decisions going forward, but panicking or taking extreme measures is not the solution. Here are three simple planning ideas that can make a big difference…
