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	<title>Trusted Experts Will Answer Your Questions on Personal Finance</title>
	<link>http://www.trustedexpertnetwork.com</link>
	<description>Trusted experts in finance, insurance, technology, and health.</description>
	<lastBuildDate>Thu, 07 Jan 2010 15:12:53 +0000</lastBuildDate>
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		<title>2010: Are you Ready for a Financial Makeover?</title>
		<description><![CDATA[The launch of a new decade is a great time to assess your financial status, and just as important, to focus on your financial future with a total makeover. This is especially true today when so many of us are still reeling from the battered economy and record unemployment. But regardless of your current financial [...]


Related posts:<ol><li><a href='http://www.trustedexpertnetwork.com/love-is-grand-divorce-is-200-grand/' rel='bookmark' title='Permanent Link: Love is Grand. Divorce is $200 Grand!'>Love is Grand. Divorce is $200 Grand!</a> <small>There has been a lot of press lately about the...</small></li><li><a href='http://www.trustedexpertnetwork.com/the-half-time-report-from-the-financial-sidelines/' rel='bookmark' title='Permanent Link: The Half Time Report from the Financial Sidelines'>The Half Time Report from the Financial Sidelines</a> <small>Given the daunting political and economic climate, doesn’t it sometimes...</small></li><li><a href='http://www.trustedexpertnetwork.com/what-is-the-financial-forecast/' rel='bookmark' title='Permanent Link: What is the Financial Forecast?'>What is the Financial Forecast?</a> <small>It seems that every day brings another story about rising...</small></li></ol>

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		<link>http://www.trustedexpertnetwork.com/2010-are-you-ready-for-a-financial-makeover/</link>
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		<title>It’s Your Move: Year End Investment Decisions To Reduce Taxes and Strengthen Portfolios</title>
		<description><![CDATA[As a financial planner, I have always urged my clients to do their taxes twice a year. And though I’ve grown accustomed to hearing the grumbling about the hassles, after they realize how great an impact it can have on reducing their tax burden, they are always glad I suggested it.
Why file twice a year? [...]


Related posts:<ol><li><a href='http://www.trustedexpertnetwork.com/year-end-losses-dont-have-to-be-taxing/' rel='bookmark' title='Permanent Link: Year End Losses Don’t Have to Be Taxing:'>Year End Losses Don’t Have to Be Taxing:</a> <small>(Hint: maximizing your tax refund may be the best investment...</small></li><li><a href='http://www.trustedexpertnetwork.com/tis-the-season-year-end-tax-tips/' rel='bookmark' title='Permanent Link: Tis the Season: Year End Tax Tips'>Tis the Season: Year End Tax Tips</a> <small>Every year at this time, I urge clients to give...</small></li><li><a href='http://www.trustedexpertnetwork.com/the-2009-12-tax-review-new-ways-to-change-the-score-before-the-year-ends/' rel='bookmark' title='Permanent Link: The 2009 1/2 Tax Review: New Ways to Change the Score Before the Year Ends'>The 2009 1/2 Tax Review: New Ways to Change the Score Before the Year Ends</a> <small>If you are still doing your taxes once a year,...</small></li></ol>

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		<link>http://www.trustedexpertnetwork.com/its-your-move-year-end-investment-decisions-to-reduce-taxes-and-strengthen-portfolios/</link>
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		<title>What is a Linked Annuity and why is it Important</title>
		<description><![CDATA[Regardless of what survey you read or what poll you listen to one thing is very clear,  people  today are living longer, largely a result of modern pharmacology&#8217;s ability to convert an acute illness into a chronic illness.  As a result they will now require  many additional months and years of custodial or skilled care  [...]


Related posts:<ol><li><a href='http://www.trustedexpertnetwork.com/an-alternative-to-an-indexed-annuity/' rel='bookmark' title='Permanent Link: An Alternative to an Indexed Annuity'>An Alternative to an Indexed Annuity</a> <small>The use of &#8220;Indexed annuities&#8221; as an Investment vehicle have...</small></li><li><a href='http://www.trustedexpertnetwork.com/maximize-the-wealth-for-your-future-generations/' rel='bookmark' title='Permanent Link: Maximize the Wealth for Your Future Generations'>Maximize the Wealth for Your Future Generations</a> <small>In today&#8217;s volatile investment climate, which you may have noticed,...</small></li><li><a href='http://www.trustedexpertnetwork.com/what-is-a-fixed-annuity/' rel='bookmark' title='Permanent Link: What is an Equity Indexed Annuity?'>What is an Equity Indexed Annuity?</a> <small>A fixed annuity is an accumulation planning vehicle that allows...</small></li></ol>

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		<link>http://www.trustedexpertnetwork.com/what-is-a-linked-annuity-and-why-is-it-important-2/</link>
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		<title>Love is Grand. Divorce is $200 Grand!</title>
		<description><![CDATA[There has been a lot of press lately about the high cost of divorce. Not the legal fees (although those alone can be staggering enough to be deterrents) but the unanticipated expenses. Apparently there can be many surprises along the way.
According to Ron Lieber, who writes the YOUR MONEY column for “The New York Times”, [...]


Related posts:<ol><li><a href='http://www.trustedexpertnetwork.com/2010-are-you-ready-for-a-financial-makeover/' rel='bookmark' title='Permanent Link: 2010: Are you Ready for a Financial Makeover?'>2010: Are you Ready for a Financial Makeover?</a> <small>The launch of a new decade is a great time...</small></li><li><a href='http://www.trustedexpertnetwork.com/re-marriage-and-estate-planning-it%e2%80%99s-a-family-affair/' rel='bookmark' title='Permanent Link: Re-Marriage and Estate Planning: It’s a Family Affair'>Re-Marriage and Estate Planning: It’s a Family Affair</a> <small>Many of my widowed and divorced clients have gone on...</small></li><li><a href='http://www.trustedexpertnetwork.com/its-11pm-do-you-know-who-your-beneficiaries-are/' rel='bookmark' title='Permanent Link: It’s 11PM. Do you Know Who Your Beneficiaries Are?'>It’s 11PM. Do you Know Who Your Beneficiaries Are?</a> <small>Most people understand the importance of writing a will and...</small></li></ol>

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		<link>http://www.trustedexpertnetwork.com/love-is-grand-divorce-is-200-grand/</link>
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		<title>Tis the Season: Year End Tax Tips</title>
		<description><![CDATA[Every year at this time, I urge clients to give some thought to moves they could make between now and the end of the year to reduce their tax burden. It always surprises them that they have so many options. Here are some possible tax-reducing opportunities to consider:
Deferring Income: If you are expecting a year-end [...]


Related posts:<ol><li><a href='http://www.trustedexpertnetwork.com/the-2009-12-tax-review-new-ways-to-change-the-score-before-the-year-ends/' rel='bookmark' title='Permanent Link: The 2009 1/2 Tax Review: New Ways to Change the Score Before the Year Ends'>The 2009 1/2 Tax Review: New Ways to Change the Score Before the Year Ends</a> <small>If you are still doing your taxes once a year,...</small></li><li><a href='http://www.trustedexpertnetwork.com/tax-tips-tax-breaks-and-other-limit-increases/' rel='bookmark' title='Permanent Link: Tax Tips: Tax Breaks and Other Limit Increases'>Tax Tips: Tax Breaks and Other Limit Increases</a> <small>These are the key changes in 2009 for 403b and...</small></li><li><a href='http://www.trustedexpertnetwork.com/is-this-the-right-time-to-switch-to-a-roth-ira/' rel='bookmark' title='Permanent Link: Is This The Right Time to Switch To A Roth IRA?'>Is This The Right Time to Switch To A Roth IRA?</a> <small>Overeating isn’t the only cause of acid indigestion during this...</small></li></ol>

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		<link>http://www.trustedexpertnetwork.com/tis-the-season-year-end-tax-tips/</link>
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		<title>What is Preferred Method of Care?</title>
		<description><![CDATA[I wanted to inform you of an important concept that our readers should be aware  of. As a certified financial planner concentrating in the Eldercare marketplace Ive always advocated that a Parent should be actively involved in the process of choosing  a preferred method of care if and when it became necessary for him / [...]


Related posts:<ol><li><a href='http://www.trustedexpertnetwork.com/a-deeper-look-at-long-term-care-insurance-video/' rel='bookmark' title='Permanent Link: A Deeper Look at Long Term Care Insurance - Video'>A Deeper Look at Long Term Care Insurance - Video</a> <small>WELCOME WALL STREET JOURNAL READERS! Chances are pretty good that...</small></li><li><a href='http://www.trustedexpertnetwork.com/avoiding-a-crisis/' rel='bookmark' title='Permanent Link: AVOIDING A CRISIS'>AVOIDING A CRISIS</a> <small>As a result of many peoples failure to plan for...</small></li><li><a href='http://www.trustedexpertnetwork.com/whats-the-biggest-threat-to-your-retirement/' rel='bookmark' title='Permanent Link: What&#8217;s the Biggest Threat to your Retirement?'>What&#8217;s the Biggest Threat to your Retirement?</a> <small>While some would say its inflation, others would say its...</small></li></ol>

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		<link>http://www.trustedexpertnetwork.com/what-is-preferred-method-of-care/</link>
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		<title>Let’s Go to the Videotape: The Latest Trend in Estate Planning</title>
		<description><![CDATA[Upon the death of a loved one, there are always questions among surviving family members. Whether their questions concern legal, financial, business or personal matters, the uncertainty of how to proceed can leave a mourning family in great distress. Worse still, without having specific guidelines to follow, conflicts can lead to feuding and law suits, [...]


Related posts:<ol><li><a href='http://www.trustedexpertnetwork.com/re-marriage-and-estate-planning-it%e2%80%99s-a-family-affair/' rel='bookmark' title='Permanent Link: Re-Marriage and Estate Planning: It’s a Family Affair'>Re-Marriage and Estate Planning: It’s a Family Affair</a> <small>Many of my widowed and divorced clients have gone on...</small></li><li><a href='http://www.trustedexpertnetwork.com/new-year-new-estate-planning-laws-do-you-know-the-rules/' rel='bookmark' title='Permanent Link: New Year, New Estate Planning Laws. Do You Know The Rules?'>New Year, New Estate Planning Laws. Do You Know The Rules?</a> <small>This year, it will be extremely important for everyone to review...</small></li><li><a href='http://www.trustedexpertnetwork.com/is-it-time-to-reduce-your-taxable-estate-gifting-makes-everyone-happy/' rel='bookmark' title='Permanent Link: Is it Time to Reduce Your Taxable Estate? Gifting Makes Everyone Happy'>Is it Time to Reduce Your Taxable Estate? Gifting Makes Everyone Happy</a> <small>The old adage about turning lemons into lemonade may turn...</small></li></ol>

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		<link>http://www.trustedexpertnetwork.com/let%e2%80%99s-go-to-the-videotape-the-latest-trend-in-estate-planning/</link>
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		<title>OBTAINING MEDICAL INSURANCE DESPITE MEDICAL PROBLEMS</title>
		<description><![CDATA[can a person aged 60-85 that has had various medical problems ranging from high blood pressure heart disease osteo-arthritis diabetes and even cancer still obtain life insurance or long term care care insurance?
The answer is yes depending on which insurance company an application is turned into.
Often times I hear the following questions from the 30-40% [...]


Related posts:<ol><li><a href='http://www.trustedexpertnetwork.com/why-work-with-a-life-insurance-professional/' rel='bookmark' title='Permanent Link: Why Work with a Life Insurance Professional?'>Why Work with a Life Insurance Professional?</a> <small>Our current financial situation will make any buyer of any...</small></li><li><a href='http://www.trustedexpertnetwork.com/its-always-a-good-time-to-save-insurance-premium-dollars/' rel='bookmark' title='Permanent Link: ITS ALWAYS A GOOD TIME TO SAVE INSURANCE PREMIUM DOLLARS'>ITS ALWAYS A GOOD TIME TO SAVE INSURANCE PREMIUM DOLLARS</a> <small>Whether you&#8217;re an individual or a company saving premium dollars...</small></li><li><a href='http://www.trustedexpertnetwork.com/a-deeper-look-at-long-term-care-insurance-video/' rel='bookmark' title='Permanent Link: A Deeper Look at Long Term Care Insurance - Video'>A Deeper Look at Long Term Care Insurance - Video</a> <small>WELCOME WALL STREET JOURNAL READERS! Chances are pretty good that...</small></li></ol>

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		<link>http://www.trustedexpertnetwork.com/obtaining-medical-insurance-despite-medical-problems/</link>
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		<title>When the Pink Slip Makes you Blue</title>
		<description><![CDATA[Before our economic woes got our undivided attention, one of the greatest fantasies for employees and business owners was the idea of being able to take early retirement. But with the staggering unemployment numbers, it means that for far too many, early retirement has become a forced retirement.
If you are one of the millions of [...]


Related posts:<ol><li><a href='http://www.trustedexpertnetwork.com/is-it-time-to-reduce-your-taxable-estate-gifting-makes-everyone-happy/' rel='bookmark' title='Permanent Link: Is it Time to Reduce Your Taxable Estate? Gifting Makes Everyone Happy'>Is it Time to Reduce Your Taxable Estate? Gifting Makes Everyone Happy</a> <small>The old adage about turning lemons into lemonade may turn...</small></li><li><a href='http://www.trustedexpertnetwork.com/year-end-losses-dont-have-to-be-taxing/' rel='bookmark' title='Permanent Link: Year End Losses Don’t Have to Be Taxing:'>Year End Losses Don’t Have to Be Taxing:</a> <small>(Hint: maximizing your tax refund may be the best investment...</small></li><li><a href='http://www.trustedexpertnetwork.com/will-transferring-assets-to-cash-really-make-you-safer/' rel='bookmark' title='Permanent Link: Will Transferring Assets To Cash Really Make You Safer?'>Will Transferring Assets To Cash Really Make You Safer?</a> <small>Despite the fact that well over 30 billion dollars has...</small></li></ol>

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		<link>http://www.trustedexpertnetwork.com/when-the-pink-slip-makes-you-blue/</link>
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		<title>How to Do Your 403b Homework</title>
		<description><![CDATA[One of the most significant improvements on 403(b) plans is the requirement that employee/participants have several choices on where to invest their individual accounts. The downside is that many people don’t feel qualified to evaluate the merits of their investment options and need professional guidance. Districts would be well served to offer the services of [...]


Related posts:<ol><li><a href='http://www.trustedexpertnetwork.com/your-2009-lesson-plan-how-to-do-your-403b-homework/' rel='bookmark' title='Permanent Link: Your 2009 Lesson Plan: How to Do Your 403b Homework'>Your 2009 Lesson Plan: How to Do Your 403b Homework</a> <small>It is not only students who have much to learn...</small></li><li><a href='http://www.trustedexpertnetwork.com/403b-forum-how-to-make-the-most-of-your-new-plan-menu/' rel='bookmark' title='Permanent Link: 403B Forum How to Make the Most of your New Plan Menu'>403B Forum How to Make the Most of your New Plan Menu</a> <small>We’ve all heard the joke that the stock market has...</small></li><li><a href='http://www.trustedexpertnetwork.com/with-school-back-in-session-time-to-review-your-403b-package/' rel='bookmark' title='Permanent Link: With School Back in Session - Time to review your 403B Package'>With School Back in Session - Time to review your 403B Package</a> <small>Important First Steps for School Districts Review current policies, contracts...</small></li></ol>

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		<link>http://www.trustedexpertnetwork.com/how-to-do-your-403b-homework/</link>
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